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Still Not Credited for Additional Principal!

January 25th, 2010 at 06:57 pm

I'm still not credited for additional principal payment of $650 on my mortgage.

I am disguested, but I'm not stopping my fight. This makes me extremely cautious about future prepays on mortgages. I don't think I'll ever trust any mortgage company again. They just suck the money in and say nothing.

They don't answers calls, and they don't answer emails now. What a day!

2 Responses to “Still Not Credited for Additional Principal!”

  1. ceejay74 Says:
    1264451130

    Ugh, that is horrible! Keep hounding them! Sometimes for me it gets to the point where the money doesn't even matter anymore, but I refuse to put up with getting cheated, even if it's just unintentionally through incompetence. I'd also press for an extra credit when it's all over, because meanwhile they're charging you interest on a lump of the mortgage that you tried to prepay, which they accepted the money for!

  2. Jerry Says:
    1264970201

    Definitely do not give up the fight! They bank on the fact that their lack of response will lead people to quit, and they are in the wrong. Hopefully you have some insurance that you will be able to work this out in the long run, and I agree with ceejay74 about pushing for a credit.
    Jerry

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