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Another Chip out of Debt

November 30th, 2009 at 11:00 am

I have totalled up what I have saved for paying off ex when told to proceed by my Lawyer.

$4400 - loan proceeds
$5000 - Savings in CU
$ 400 - Rent from Roomie for Nov-dec

$9800 - Total

As a result of realizing that I've accumulated almost 1/3 of what I owe him, I've decided to spend money on Christmas, and to also pump up my emergency fund (Which presently has $3K in it). I'm also half a month ahead on mortgage payments (which is good because I pay it 2 weeks ahead to avoid nasty late fees).

My Christmas for myself will be limited. I want a DVD, a new pair of work pants, and a Labrador proof trash can for the kitchen. Possibly a new purse, but that depends on pricing.

I am going to send gift cards to my nephews and nieces and pack up a box of goodies from Trader Joes (they don't have one in their vicinity).

I also am going to buy little gifts for people I work with, but will be careful on pricing - must be $5 or less or a food gift. (except boss - I'm buying him cashews).

The goal here is to spend under $250, and to make it fun.

3 Responses to “Another Chip out of Debt”

  1. creditcardfree Says:

    You are doing great!! Enjoy your Christmas.

  2. crazyliblady Says:

    Have you considered putting your trash can in a closet or cabinet, like under the sink? Maybe that would keep the dog from getting into the trash.

  3. miz pat Says:

    Dear CrazyLiblady: Yeah, I have considered that, but it would be replacing a much bigger trash can, so I feel better about purchasing a replacement can (and I can use the old can in the garage for dry composting items).

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