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Archive for July, 2011

Credit Card and Birthday

July 27th, 2011 at 01:03 pm

Last night I got my bill for September's mortgage payment and Bank of America was offering a credit card account that would take points and use them to reduce mortgage indebtedness. No annual fee - huge interest of course.

Since I'm already paying ahead on the mortgage and I pay off my credit cards monthly, this sounds like a plan. I get $50 from time to time from Citibank, so I will try this with Bank of America and see if it works out well. If not, I'll delete it. I'm kind of nervous of Bank of America, but still I think I can do this.

My birthday is Friday and I'll be 56. Eeeeeek. I haven't been to a movie in 3 years, so I'm taking a day off work and will hit the dollar theatre (God willing) and maybe see Cowboys and Aliens as a first run (bargain matinee).

Next week, my old Dog Itty will be 21. She's slowly getting old before my eyes, but she's still my dear little true friend.

June and Friends

July 6th, 2011 at 10:45 am

I started putting an extra $287 every month on my mortgage with the plan of retiring around age 68. I thought this would mean I would have no extra savings for anything else, but to my suprise this month, even with wildly going out to eat with girlfriends, and wantonly buying books at Barnes and Noble, I was able to put $161 in my emergency fund, bringing it up to $7,500. This is besides the money I always put in savings every month to pay yearly bills (auto deposit).

It was 155 degrees Fahrenheit this weekend and its muggy here in the desert. Iím going nuts, which has lead to increased spending.

Iím feeling lonely Ė My married friends donít invite me out because Iím divorced now. I donít know that many people. My few friends have lives. Any suggestions on ways to meet nice people who want to hang out and have fun?