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I feel Poor Today

May 17th, 2010 at 07:54 am

I know that its all a matter of mental perspective, but I changed my withholdings for my 401K by 1% because the dang thing is sadly depleted. They gave my ex-hubby $89K and I have $114K left and I'd like to actually have an opportunity to retire before I drop dead.

Well - the paycheck came and I don't have enough now for groceries and gasoline the second week of the 2 week period. I know I can put less in the fund to pay the ex hubby, and worse yet, I can get a loan from my poor beaten 401k and just pay him off, but right now I feel like a failure because I didn't forsee them taking an extra 1% out having such an impact.

And then to top it off, I checked my new IRA and they didn't credit the $1000 I laboriously saved to put in for this year.

And I understand from my HR department, that the Ex called to ask for the phone number for the 401K people because he hadn't gotten his check. That just burns - it should be sequestered in another account and he shouldn't get a check, he should at most only be able to roll it into an IRA. He's probably pulling what he did before and cashing it in, like he did with his retirement money, so he could buy things for his girl friend.

Sometimes it seems like I've spent my whole life making sacrifices for that man that just get wasted.

3 Responses to “I feel Poor Today”

  1. momcents Says:


    ((hugs)) We all have days like this. I've just been through the worry mill myself based on other people (things that have been said to and or about us, which I have taken to heart). You will be fine. Things will improve. Can you eat from the pantry and limit the driving to possible minimize your budget shortfall?

  2. Miz Pat Says:

    You sweetie. I'm sorry you have been worried. Yeah, I do have a pantry stocked with beans, soups, pastas, brown rice, and I already pumped up the tires on my bike and made plans to ride it to the grocery store with a backpack (exercise+frugality). I also am trying to find someone to carpool with (especially since I can get a gift card for the first six months of participation).

    I'm just angry at both myself and my situation.

  3. creditcardfree Says:

    ((hugs)) from me, too! You sound normal, most people would be angry at having someone 'take' their hard earned money!! It's like you are still grieving. You have a good plan this week. Smile

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