I set myself the goal of saving $828 a month this month. I indeed put the money in the bank, but had emergency vet bills for my elderly dog that made for some unexpected purchases.
But I noticed something. Because I saved that money and had it available, I didn't worry about putting it on a credit card and not being able to pay it. Instead, I have the money available. While that won't be true if I end up paying that much alimony, right now it still is a very worthy exercise and has had benefit.
I got remarkably lovely stuff at the Goodwill, and great deals on food and health items at the local 99 Cent store. I cooked ahead, and try to cook ahead each weekend and freeze lunch or meal size portions for later. I keep a journal of expenses. I know how I'm spending my money. I've already reduced some bills by renegotiating my cable by signing for a 2 year contract, that saves me $50 a month for cable, phone, long distance and internet), or by paying some bills ahead (6 months instead of monthly).
I was frugal before, but this is testing me my limits, and while in some respects I am afraid, in others, I feel empowered.
Miz Pat
New Budget Results
January 28th, 2009 at 05:40 pm
January 28th, 2009 at 06:45 pm 1233168348
January 28th, 2009 at 07:47 pm 1233172027